Privacy Policy

1. Who we are

This website is operated by SBG Trading Ltd, trading as Flexible Financing. References to "we", "us" or "our" in this policy refer to SBG Trading Ltd. We are committed to protecting your personal data and respecting your privacy.

If you have any questions about this policy or how we handle your data, please contact us at: simon@flexiblefinancing.co.uk

2. What data we collect

When you submit an enquiry through our website, we may collect the following personal data:

• Your name
• Your email address
• Your phone number (if provided)
• Information about your business and funding requirements
• Any other information you choose to share with us

We may also collect technical data when you visit our website, including your IP address, browser type and version, and pages visited, via standard server logs or analytics tools.

3. How we use your data

We use the personal data you provide to:

• Respond to your enquiry and assess your funding requirements
• Introduce you to appropriate lenders or finance providers
• Communicate with you about products and services relevant to your enquiry
• Comply with our legal and regulatory obligations

4. Legal basis for processing

We process your personal data on the following legal bases under UK GDPR:

• Legitimate interests — to respond to your enquiry and provide the service you have requested
• Contract — where processing is necessary to take steps prior to entering into a contract
• Legal obligation — where we are required to process data to comply with applicable law

5. Who we share your data with

We may share your personal data with third parties in the following circumstances:

• With lenders and finance providers on our panel, where you have requested an introduction
• With our appointed broker partner(s) who arrange the funding on our behalf
• With professional advisers (e.g. lawyers or accountants) where necessary
• Where required by law or regulation

We do not sell your personal data to third parties.

6. Data retention

We retain your personal data for as long as necessary to fulfil the purposes for which it was collected, and to comply with any legal, regulatory or reporting requirements. In most cases this will be no longer than 6 years from the date of your last interaction with us.

7. Your rights

Under UK data protection law, you have the following rights:

• The right to access the personal data we hold about you
• The right to correct inaccurate data
• The right to request erasure of your data (in certain circumstances)
• The right to restrict or object to processing
• The right to data portability
• The right to withdraw consent where processing is based on consent

To exercise any of these rights, please contact us at simon@flexiblefinancing.co.uk. You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.

8. Cookies

Our website may use cookies to improve your experience. Cookies are small text files stored on your device. We use only essential cookies required for the website to function. We do not use advertising or tracking cookies without your consent.

9. Third-party links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to read their privacy policies.

10. Changes to this policy

We may update this privacy policy from time to time. The current version will always be available on this page, with the date of the most recent update shown at the top.

11. Contact us

If you have any questions about this privacy policy or how we handle your personal data, please contact:

© 2026 SBG Trading Ltd t/a Flexible Financing. All rights reserved.